Payment API Gateway (v5.7.2)

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Payment Gateway API Reference

This API is part of the our ecosystem. It allows you to make payments, find out the status of transactions and much more. Here you will find the latest documentation on setting up your solution.

Available Payment Providers

Provider ID Provider Name Country Notes
14 Simulator ANY For testing purposes

During tests runs, using 14 provider ID (simulator) the callback is not returned and the transaction remains in the "in progress" status and if successful you will see in the response

{
  "order_id": "54321",
  "transaction_id": "12345",
  "transaction_ref": "",
  "status": 1,
  "result": {
      "code": 0,
      "message": "OK"
  },
  "provider_result": {
      "code": -8888,
      "message": "Good"
  },
  "service_id": 1,
  "service_version": "1.03/1.14|1.0/1.26|1.0/1.0|1.01/1.01|1.01/1.01||1.01/1.27",
  "service_date_time": "2023-05-15 10:00:00.000000",
  "confirm_type": 0
}

Generating signature

Merchant’s request and callback have to be signed to verify sent data. To generate the signature all sent parameters from the payload are included in the order they were sent. The parameter signature should be excluded, of course, and added to the payload after generating.

Note: to generate a correct signature you need a secretKey received with other credentials.

PHP example

function calculateSignature(array $data, string $secretKey, string $currentParamPrefix = '', int $depth = 16, int $currentRecursionLevel = 0 ): string
{
    if ($currentRecursionLevel >= $depth) {
        throw new Exception('Recursion level exceeded');
    }

    $stringForSignature = '';
    foreach ($data as $key => $value) {
        if (is_array($value)) {
                $stringForSignature .= calculateSignature(
                $value,
                $secretKey,
                "$currentParamPrefix$key.",
                    $depth,
                $currentRecursionLevel + 1
            );
      } else if ($key !== 'signature') {
                $stringForSignature .= "$currentParamPrefix$key" . $value;
      }
   }

    if ($currentRecursionLevel == 0) {
      return strtolower(hash_hmac('sha512', $stringForSignature, $secretKey));
    } else {
      return $StringForSignature;
    }
 }

$postData = [
  'merchant_id' => 'fffed61be9780b97c5e4c65e4e07bb6b',
  'provider_id' => 10,
  'client_id' => '080000000',
  'country' => 'KE',
  'order_id' => 'order_3444298767545',
  'amount' => 1000,
  'currency' => 'CDF',
  'callback_url' => 'https://my.callback.url'
];

$secretKey = "cf11635572c1e8d77297207152dc0791ad91f22b32d23c758ce3ba2637202ad8f7290ba41f2243cccf32edde1dfb8bf0f5dea62525309e293b3adb2c76eed6a5";

$signature = calculateSignature($postData, $secretKey);

$postData['signature'] = $signature;

Examples in other languages are available on request

Status Codes

The parameters below will be obtained by a status query

Code Name Description
-1 undefined Operation status is undefined (for example in an error situation)
0 initiated Operation is initiated
1 in progress Operation is in progress
2 success Operation is successful
3 failed Operation is failed

Operation Types

Depending on the type of request you may see the following code

You can see this parameter in the callback

Code Operation
16 payment_b2c
17 payment_c2b

Available currencies

Code Note
Default

Responses for confirmation requests have the same format as original operation responses.

Callbacks

C2b transaction status is sent via callback because it needs a confirmation by client done asynchronously. Usually the callback should be sent in 2-3 minutes maximum. In case of missing callback there is a way to get the transaction status using API method status. It needs a transaction ID or order ID as an parameter and returns a status of the performed transaction.

Response for callback

Payment gateway considers the Merchant system response as successful if HTTP 200 was received.

Online Payments

Cashless payment from the customer to the merchant

path Parameters
public_id
required
string
Example: f54ec96649be11ebb3780242ac130002

Merchant public ID

Request Body schema: application/json

Parameters to initiate a customer to the merchant payment

merchant_id
required
string (merchantIdDef)

Unique Merchant ID received during the merchant registration

customer_id
required
string (customerIdDef)

Customer ID (usually mobile phone number of the customer)

order_id
required
string (orderIdDef)

The unique value is generated by the transaction initiator for each Operation. Max length is 128 symbols. Allowed symbols: [a-z], [A-Z], [0-9], “_” (underscore character), “-” (hyphen), “:” (colon), “.” (dot). For example, GUID or TIMESTAMP can be used as an order_id. This parameter provides API idempotency. It means that requests with identical nonce from the same transaction initiator will have identical responses and The corresponding operation won’t be repeated.

amount
required
string

Amount to pay, should be in format with two digits after point

currency
required
string (currencyDef)

Currency code in ISO 4217 format from the list of availabe currencies

country
string (countryDef)

Country code in ISO 3166-1 alpha-2 format as defined in the payment providers

callback_url
string

URL to notify the merchant via callback. Recommended

provider_id
required
integer (providerDef)
Enum: 14 40

Provider ID. Can be one of the option from this list.

signature
required
string (signatureDef)

Merchant’s request and callback have to be signed to verify sent data. To generate the signature all sent parameters are included in the order they were sent. The parameter signature should be excluded, of course. Example can be found here

Responses

Callbacks

Request samples

Content type
application/json
{
  • "merchant_id": "e0fecd91fcb24f348048193b3fb34875ba3722b4",
  • "customer_id": "0900000001",
  • "order_id": "16280954971628095497",
  • "amount": "100.00",
  • "currency": "CDF",
  • "country": "KE",
  • "callback_url": "https://example.com/callback",
  • "provider_id": 14,
  • "signature": "d7d6d76b0e22c6f9d369fa6c24f107053d12bfd24d3b154f2deb6676bf179c123134e1f20879c803be455d81cfe792f00cd8892c26ce7cf5a05beebb9c80843e"
}

Response samples

Content type
application/json
{
  • "order_id": "16280954971628095497",
  • "transaction_id": "732007046722",
  • "transaction_ref": "MP.33234.342.CP33",
  • "status": 2,
  • "result": {
    },
  • "provider_result": {
    },
  • "service_id": 1,
  • "service_version": 11.1,
  • "service_date_time": "2020-11-25 10:08:32.832969"
}

Callback payload samples

Callback
POST: Asynchronous notification of the merchant about the last performed transaction
Content type
application/json
{
  • "transaction_id": "1234567",
  • "order_id": "16280954971628095497",
  • "service_id": 12345,
  • "service_version": "5.2.0",
  • "service_date_time": "2020-11-25 10:08:32.832969",
  • "result": {
    },
  • "signature": "d7d6d76b0e22c6f9d369fa6c24f107053d12bfd24d3b154f2deb6676bf179c123134e1f20879c803be455d81cfe792f00cd8892c26ce7cf5a05beebb9c80843e"
}

Cashless payment from the merchant to the customer.

Cashless payment from the merchant to the customer. If the confirm_type response parameter is a non-zero merchant, send the second payment_b2c request with confirmation data according to the section Confirmation Types.

path Parameters
public_id
required
string
Example: f54ec96649be11ebb3780242ac130002

Merchant public ID

Request Body schema: application/json

Parameters to initiate the merchant to the customer payment

merchant_id
required
string (merchantIdDef)

Unique Merchant ID received during the merchant registration

customer_id
required
string (customerIdDef)

Customer ID (usually mobile phone number of the customer)

order_id
required
string (orderIdDef)

The unique value is generated by the transaction initiator for each Operation. Max length is 128 symbols. Allowed symbols: [a-z], [A-Z], [0-9], “_” (underscore character), “-” (hyphen), “:” (colon), “.” (dot). For example, GUID or TIMESTAMP can be used as an order_id. This parameter provides API idempotency. It means that requests with identical nonce from the same transaction initiator will have identical responses and The corresponding operation won’t be repeated.

amount
required
string

Amount to pay, with two digits after point

currency
required
string (currencyDef)

Currency code in ISO 4217 format from the list of availabe currencies

country
string (countryDef)

Country code in ISO 3166-1 alpha-2 format as defined in the payment providers

callback_url
string

URL to notify the merchant via callback

provider_id
required
integer (providerDef)
Enum: 14 40

Provider ID. Can be one of the option from this list.

signature
required
string (signatureDef)

Merchant’s request and callback have to be signed to verify sent data. To generate the signature all sent parameters are included in the order they were sent. The parameter signature should be excluded, of course. Example can be found here

Responses

Request samples

Content type
application/json
{
  • "merchant_id": "e0fecd91fcb24f348048193b3fb34875ba3722b4",
  • "customer_id": "0900000001",
  • "order_id": "16280954971628095497",
  • "amount": "100.00",
  • "currency": "CDF",
  • "country": "KE",
  • "callback_url": "https://example.com/callback",
  • "provider_id": 14,
  • "signature": "d7d6d76b0e22c6f9d369fa6c24f107053d12bfd24d3b154f2deb6676bf179c123134e1f20879c803be455d81cfe792f00cd8892c26ce7cf5a05beebb9c80843e"
}

Response samples

Content type
application/json
{
  • "order_id": "16280954971628095497",
  • "transaction_id": "532007056722",
  • "transaction_ref": "",
  • "status": 2,
  • "result": {
    },
  • "provider_result": {
    },
  • "service_id": 11,
  • "service_version": 11.1,
  • "service_date_time": "2020-11-25 10:08:32.832969",
  • "confirm_type": 0
}

Request a status of the transaction performed earlier

path Parameters
public_id
required
string
Example: f54ec96649be11ebb3780242ac130002

Merchant public ID

Request Body schema: application/json

Get the status of the performed transaction

merchant_id
required
string (merchantIdDef)

Unique Merchant ID received during the merchant registration

order_id
required
string (orderIdDef)

The unique value is generated by the transaction initiator for each Operation. Max length is 128 symbols. Allowed symbols: [a-z], [A-Z], [0-9], “_” (underscore character), “-” (hyphen), “:” (colon), “.” (dot). For example, GUID or TIMESTAMP can be used as an order_id. This parameter provides API idempotency. It means that requests with identical nonce from the same transaction initiator will have identical responses and The corresponding operation won’t be repeated.

signature
required
string (signatureDef)

Merchant’s request and callback have to be signed to verify sent data. To generate the signature all sent parameters are included in the order they were sent. The parameter signature should be excluded, of course. Example can be found here

Responses

Request samples

Content type
application/json
{
  • "merchant_id": "e0fecd91fcb24f348048193b3fb34875ba3722b4",
  • "order_id": "16280954971628095497",
  • "signature": "d7d6d76b0e22c6f9d369fa6c24f107053d12bfd24d3b154f2deb6676bf179c123134e1f20879c803be455d81cfe792f00cd8892c26ce7cf5a05beebb9c80843e"
}

Response samples

Content type
application/json
{
  • "order_id": "16280954971628095497",
  • "transaction_id": "732007046722",
  • "transaction_ref": "MP.33234.342.CP33",
  • "status": 2,
  • "result": {
    },
  • "provider_result": {
    },
  • "service_id": 1,
  • "service_version": 11.1,
  • "service_date_time": "2020-11-25 10:08:32.832969"
}